Why Maker-Checker Underwriting Fails in Digital Lending (And How to Fix It)
It was the week before Diwali in Nagpur. The auto parts shop in Sitabuldi market was chaotic. Mechanics were shouting orders, inventory was flying off the shelves, and the owner knew one thing: if he didn’t restock by Friday, he would miss the biggest festive surge of the year. He didn’t have time to visit […]